EveryPlace with Laughton Team
Arizona winter homes for Washington, Colorado and Chicago buyers

Spend your winters where January feels like spring.

Whether you're retired or still working, I'll help you find the right winter home in the Valley, and buy it with confidence from 1,500 miles away.

Chicago32°F
Denver45°F
Seattle48°F
Phoenix67°F

Average January high, 1991 to 2020 climate normals

Live video toursWalk any home with me from wherever you are
Every home previewedI see it in person before you spend a dime
55+ and all agesSun City to Vistancia to Sun Lakes
Close remotelyE-sign and mobile notary when you can't fly in
Where you're flying in from

Three home markets, three different first questions.

Every buyer asks about weather. After that, what matters depends on the state you're leaving.

Washington

From the Puget Sound

Jan high
Seattle about 48°F, Phoenix about 67°F
Nonstop
SEA to PHX, about 3 hours
State tax
No Washington wage income tax. Arizona is a flat 2.5%.

Washington buyers trade rain for sun. Many keep Washington as their home state, which makes the Arizona house a second home for tax and property tax purposes. Ask your CPA how Washington's capital gains and estate rules fit your plan.

Colorado

From the Front Range

Jan high
Denver about 45°F, Phoenix about 67°F
Nonstop
DEN to PHX, about 2 hours
State tax
Colorado flat 4.4%. Arizona flat 2.5%.

The shortest flight of the three, and you stay on the same clock all winter. Buyers ready to change their home state often weigh 4.4% against 2.5%. That decision decides where you file, so map it out with a tax professional before you buy.

Illinois

From Chicagoland

Jan high
Chicago about 32°F, Phoenix about 67°F
Nonstop
ORD or MDW to PHX, about 4 hours
State tax
Illinois flat 4.95%, retirement income exempt. Arizona flat 2.5%.

The biggest temperature swing of the three. Illinois already exempts most retirement income, so retirees often find the income tax gap smaller than expected. Property tax is the difference people notice first: Arizona's effective rate on owner occupied homes is about 0.48%.


Two kinds of snowbird

Retired or still working, the home has a different job.

If you're retired or close to it

  • Single story, low upkeepLess house, more season. Most of my snowbird buyers want one level and a yard that takes care of itself.
  • Healthcare close byBanner Boswell in Sun City, Banner Del E. Webb in Sun City West and Mayo Clinic's Phoenix campus are all in the Valley.
  • Check your Medicare planOriginal Medicare travels with you. Many Medicare Advantage plans use local networks, so ask your plan how winter months out of state are covered.
  • A built in social calendar55+ communities run clubs, golf, pools and classes, so you know people your first season.

If you're still working remotely

  • Arizona doesn't change its clocksNo daylight saving time. In winter you're on Denver time, one hour ahead of Seattle and one hour behind Chicago.
  • Internet first, view secondConfirm fiber or high speed service at the exact address before you write an offer. I check this on every home.
  • A real officeLook for a den or casita with a door. All ages communities like Vistancia and Fountain Hills have more of them.
  • Airport time mattersSky Harbor is about 20 to 40 minutes from most of the Valley. Phoenix Mesa Gateway adds low cost nonstops to many Midwest cities.
The season

October to April, month by month.

Average daily high in metro Phoenix. Most snowbirds arrive between late October and early January and head home by late April.

Best time to shopOctober and November. Sellers have the most homes ready and you can tour before peak season crowds.

Peak monthsJanuary through March bring golf, spring training, hiking and patio dinners. Snowbird demand is highest now too.

Spring exitThe first 90 degree day usually lands near the end of March. Most part time owners close up the house in April.

Monthly normals: National Weather Service, Phoenix

Community spotlights

Where snowbirds land, and what it costs.

Eight communities my snowbird buyers ask about most. Tap any one and I'll send you the homes for sale there right now.

55+Northwest Valley

Sun City

About $260KMedian sale price, Sep 2026

The original Del Webb active adult community, opened in 1960. Established streets, recreation centers, golf and the lowest entry prices on this list.

55+Northwest Valley

Sun City West

About $360KMedian list price, fall 2026

Del Webb's second Sun City, opened in 1978. Golf, clubs and Banner Del E. Webb Medical Center right inside the community.

55+Surprise

Sun City Grand

About $440KMedian list price, fall 2026

Newer Del Webb homes in Surprise with golf, fitness centers and easy access to Loop 303. A step up in size and finishes from the older Sun Cities.

55+Peoria

Trilogy at Vistancia

About $660KMedian list price, Oct 2026

Resort style 55+ living in north Peoria with a clubhouse, golf and mountain views. Homes listed recently from the $430Ks to over $1.2M.

All agesPeoria

Vistancia

About $670KMedian list price, fall 2026

A master planned community near Lake Pleasant with trails, parks and plenty of newer homes with dens. A strong fit if you still work remotely.

55+East Valley

Sun Lakes

About $480KMedian sale price, Aug 2026

Several country club neighborhoods south of Chandler with golf, lakes and a long tradition of Midwest winter visitors.

55+Mesa

Leisure World

About $350KMedian list price, fall 2026

A gated Mesa community with golf, pools and a full activity calendar. Close to Phoenix Mesa Gateway Airport and its Midwest nonstops.

All agesNortheast Valley

Fountain Hills

About $725KMedian list price, fall 2026

A quieter town just past Scottsdale with McDowell Mountain views, its famous fountain and lock and leave condos alongside custom homes.

Prices are approximate medians from Redfin for fall 2026 and move quickly. Median list and sale prices measure different things. For today's homes and prices, tap "Get current homes" and I'll send a list from the Arizona MLS.

Free download

The Arizona Snowbird Homebuyer Checklist.

Everything to line up before you tour, while you buy and before you leave for summer, on two pages.

  • Questions to ask about any 55+ community or HOA
  • How to tour and buy a home you can't walk through yet
  • Primary residence or second home: what changes
  • What to bring up with your CPA, lender and Medicare plan
  • The lock and leave list for your first summer away

Buying a winter home here

What changes when you own in Arizona part of the year.

A few Arizona rules matter more to seasonal owners than anyone else. Know these before you write an offer.

Property tax

Primary residence or second home

Maricopa County classifies the home you live in as Class 3 and a second home or rental as Class 4. Only Class 3 homes get the state's Homeowner Rebate, 40% of the school district primary tax up to $600 a year. You can claim one primary residence in Arizona.

Residency

Time in the state counts

Arizona presumes you're a resident for income tax once you spend more than nine months of the year here. Keep a simple travel log from day one, and decide with your CPA which state is home before you change your license or voter registration.

Communities

Read the HOA rules for seasonal life

Check rental limits, minimum lease terms, guest stay rules, golf cart and RV storage, and who handles landscaping and the pool while you're away.

Summer care

Plan for lock and leave

Budget for a home watch service, pest control, an AC tune up before you go and a thermostat setting that protects the house. Newer roofs and AC units are worth weighting in your search.

Renting it out

Offset costs while you're home

Arizona requires a transaction privilege tax license for short term rentals, and many cities require a local permit. HOA rules may limit it, so confirm before you buy if rental income is part of your plan.

Financing and deals

Second home loans and seller help

Second home mortgages have their own occupancy rules, so talk with a lender early. On the offer, I look at every lever, including seller paid closing costs when the market allows.


Buying from out of state

You don't have to buy sight unseen.

The biggest worry I hear from snowbirds is buying a home they haven't stood in. Here's how I take that off the table.

I walk it first

I preview homes in person and tell you what the photos don't show, from road noise to the smell of the garage.

Live video tours

We walk the home together on FaceTime or Zoom. You ask, I open closets and check water pressure.

I'm there for inspections

I attend the inspection, send photos the same day and walk you through what's normal and what isn't.

Close from home

Sign electronically and with a mobile notary where you live, then fly in to a house that's ready.

  1. 15 minute call

    Your timeline, budget, must haves and which areas fit.

  2. Lender and plan

    Second home or primary residence, and approval to match.

  3. Curated homes

    A short list from the Arizona MLS, only homes that fit.

  4. Tour and offer

    In person or live video, then a clear, well built offer.

  5. Close and settle in

    Inspection, closing and your summer care plan lined up.

Michelle Hansen, REALTOR
About Michelle

Your eyes on the ground in Arizona.

I'm Michelle Hansen, a REALTOR® with EveryPlace with Laughton Team in Peoria. For seven years I've helped people buy and sell across the Valley, and snowbirds are one of my specialties, along with downsizers and new construction.

I bring an MBA's eye for the numbers and a straightforward way of working. You get the data, clear options and a straight answer, then you decide. When you're buying from another state, I'm the person who walks the house, asks the hard questions and tells you what I'd want to know.

We guide your decision like it's ours.

Start here

Book a 15 minute call.

Tell me a little about your winter plans. I'll follow up to set a time, usually the same day.

Michelle Hansen, REALTOR® EveryPlace with Laughton Team, Peoria, AZ
623-264-5668
michelle.hansen@laughtonteam.com

Clarity over pressure. Always.